Steve Hernandez

Broker / Owner / Veteran

 Steve Hernandez has been helping folks buy and sell homes in San Antonio, Austin, Houston and Dallas since 2001.   

It is a great time to sell your home or land and move into a newer home as home builders are saturated with spec / inventory homes so most builders are offering amazing buyer incentives included free upgrades, lower interest rates, huge price reductions and more!

If your concern is the current mortgage interest rates please remember that prices have come down significantly since the peak just about a year ago. You can always re finance, but prices will not necessarily stay low.  It is always better to finance a lower loan amount rather than just worrying about the current interest rate.

 Mortgage interest rates change daily like the stock market.  But ultimately the Federal Reserve and Central Banks determine the Fed Funds rate as well as the 10 year and 20 year bonds which eventually trickles down to the daily changes in the mortgage interest rates.  However, Just as fast as the interest rates came up they can go back down.  What we are experiencing from the Federal Reserve is almost certainly temporary as they try to change our currency so keep in mind that you can always re finance as the rates come back down to a normal level.  Most banks are offering reduced loan closing costs for re financing. If you need a good referral for some great local credit unions and banks I would be happy to share some with you. 

If you need more or less space, a new school district, Hill Country View, new construction, acreage or land, lower tax rate or even a new Texas City, we can help.  Texas Corridor Realty is a member with the San Antonio, Austin, Dallas / Ft. Worth, and Houston Multiple Listing Service's. With Texas Corridor Realty you can use the same agent to list your home for sale and purchase almost anywhere in Texas.  Even if you are not buying we are still offering a 10% listing commission discount.  When you mention this billboard advertisement.